What can you do that I cannot?

Nothing. We act as your representative due to our knowledge of credit scoring and our experience working with your creditors and the credit bureaus.
I will say that our methods are tested and proven. You can try yourself, but mistakes on your part will make it harder for us to achieve optimal results, as well as can result in your score to go even lower.
Mistakes of a Do-It-Yourselfer:
If you make a payment on an old debt this could "restart the clock" on the account.  It’s things like this, that look like would be the best way to repair a credit report, but these small things could seriously hurt your overall score.

• If you dispute items too often (or not often enough), this could be counterproductive to the results you're aiming for.
• If you dispute too many items at once, this could result in the credit bureaus flagging your credit file - not what you want if you're trying to repair your credit. (Many credit repair service providers make this mistake with their clients as well.)
• If you lose a dispute with a credit bureau, what do you do next? Most of the time, Do-it-yourselfers have no place to turn if their efforts don't result in the desired outcome.
• The credit bureaus tell you it's not possible to remove harmful inquires placed by collection agencies and creditors, even though it's perfectly legal to do so. But do YOU know the legal ways to repair your credit?

What items can be removed?

Bankruptcies, foreclosures, collections, charge-offs, repossessions, medical bills, credit card debt, inquiries, late payments, old addresses, judgments, tax liens and student loans.  Everyone has different results.

Why can't you just pull my credit reports?

Where can I get a copy of my credit report?

By law, all consumers are entitled to a free copy of their credit report once a year.  Visit www.annualcreditreport.com to get your FREE copy.  (This report does not include your score.)
We recommend using and ordering the FICO credit complete.  It has all three scores, which will help track your progress
At New Leaf Credit Restoration, we will walk you through the process if you need help.  We are here to make this process easy and comfortable in any way that we can.

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Are there any items that you can't remove?

NO!  everything on a credit report is able to be removed or changed.

How long will it take to raise my score?

90% of our clients see FICO score increases in the first 30-60 days.  We will work hard every day to get these taken off for you soon as possible.  This is what we specialize in. Saving you money and getting you the credit you need, when you need it.

How do I start?

You can contact a New Leaf Credit Restoration consultant by calling 877-331-3993, Fill out the request Information on the home page, or emailing customer service at customerservice@newleafcreditrestoration.com 

How long does it take to repair my credit?

There is no set time-frame for credit repair and it is against the law for anyone to promise to improve your credit within a certain time frame. We can however give you an idea as to the average time-frame our clients have seen. Your results may vary. Clients who follow our instruction, typically see progress and improvements within the first 30-45 days. Because we show you how to work aggressively, you will typically see the majority of improvements made in the first 3 months. The progress of your case will depend on your activity, the nature of your case, and the level of credit bureau cooperation. With our program, you are in complete control of your credit repair.

No one can guarantee deletions on your credit reports. Because we share with you a time-tested and proven proprietary system of credit repair, but you do the actual disputing, there is absolutely no need for that type of guarantee.

If you are not happy with our membership for any reason, you can simply cancel your membership at any time and receive a prorated refund

Can the removed items come back?

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